Intel Vs. AMD

[njshadow]

Does anybody know if there are any real differences between the two? Cause' I am really close to putting down money for a new desktop and I was curious. Most likely I'm gonna go with an HP but it runs and AMD processor.

[njshadow]

Ok forget the desktop, I'm definitely gonna go with a laptop. Preferably one of these bad boys.

http://www.shopping.hp.com/webapp/shopping/series_can.do?storeName=computer_store&landing=notebooks&a1=Usage&v1=Entertainment

[phatlip12]

There's not that much of a difference between the two. AMD is usually cheaper then Intel though, its all personal preferences really.

Personally, I like Intel better in laptops.

[crumbles]

Go with Intel all the way. Intel CPU, and a MB with an Intel chip set. Can't go wrong with that.

[njshadow]

Does this config look relatively good?

http://www.shopping.hp.com/webapp/shopping/cto.do

[tokenuser]

For desktops AMD are outstanding ... especially for home built rigs that you pick and choose mobo, video cards, etc., and build for overclocking. From an enthusiasts point of view, AMD give grat bang for buck.

However, Intel rule the laptop space. The whole Centrino push for wifi, power management, and CPU has really made it a platform and not just a CPU - and you get much better battery life and on demand performance than AMD CPUs.

My last 3 laptops have been HP - all Intel based. My current one, a HP Compaq nc6400 is amazing ... its definatly not built for gaming (not DirectX v10), but it is solid (I use it for work, development, presentaitons, running an adhoc server on, etc).

Looking at laptops for Wintel platforms - Dell, HP, and Lenovo (IBM Thinkpad) are all outstanding machines.

[njshadow]

Ok, this is driving me CRAZZZZZZYYY!!!!

I found the one I want and it comes to about 1,200 at $30 a month. My Dad (I'm turning 19 next month so I'm not a little kid) keeps telling me that I HAVE TO find a credit crad that has 0% interest for 1 year or else I'll be paying a LOT more money in the long run. I REALLY WANT TO BUY THIS NOW but this dumb thing is holding me back and honestly I don't know what to do.

[skyz]

Ok, this is driving me CRAZZZZZZYYY!!!!

I found the one I want and it comes to about 1,200 at $30 a month. My Dad (I'm turning 19 next month so I'm not a little kid) keeps telling me that I HAVE TO find a credit crad that has 0% interest for 1 year or else I'll be paying a LOT more money in the long run. I REALLY WANT TO BUY THIS NOW but this dumb thing is holding me back and honestly I don't know what to do.

credit cards with a 0% apr for a year are not easy to come by at this time due to the credit crunch brought about by the defaulting mortgage industry

try a card that is not connected to an insitution that also serves the mortgage market

you might be better off with a personal loan from your bank if you have a good history and a job

if you are a student you might be eligible for discounts especially if your school or city has big contracts with the computer company

[comhcinc]

My Dad (I'm turning 19 next month so I'm not a little kid) keeps telling me that I HAVE TO find a credit crad that has 0% interest for 1 year......

you ARE a little kid. if you were an adult, you would do what you want to do and not care what your father thinks.

[masherscf]

you ARE a little kid. if you were an adult, you would do what you want to do and not care what your father thinks.

Dad is a lunatic anyway. A nineteen year-old doesn't have the credit history to qualify to 0% interest unless Dad co-signs.

Nineteen is too young to start building up high-interest debt. There must be some other way to establish a good credit history. Buy a car.

[comhcinc]

agreed. but at 30 bucks a month, well hell you could sell blood and pay for that.

[masherscf]

agreed. but at 30 bucks a month, well hell you could sell blood and pay for that.

Don't they limit you to one-pint every 50 days?

[comhcinc]

Don't they limit you to one-pint every 50 days?
yeah but you can sell plasma every two weeks http://www.ehow.com/how_110908_sell-plasma.html

[masherscf]

yeah but you can sell plasma every two weeks http://www.ehow.com/how_110908_sell-plasma.html

Well, say hello to my Christmas fund!

[comhcinc]

HA! lucky you. i tried to give blood the other day and i was rejected. seems my time spent overseas makes my blood bad or something

[berrex]

Ok, this is driving me CRAZZZZZZYYY!!!!

I found the one I want and it comes to about 1,200 at $30 a month. My Dad (I'm turning 19 next month so I'm not a little kid) keeps telling me that I HAVE TO find a credit crad that has 0% interest for 1 year or else I'll be paying a LOT more money in the long run. I REALLY WANT TO BUY THIS NOW but this dumb thing is holding me back and honestly I don't know what to do.

Take this advice, because it'll save you a lot of grief in the long run: do not spend what you do not have. If you don't have the $1,200 right now, wait until you do. Getting into debt is a very bad thing, especially at our age when we have little to no credit history. As for the 0% interest credit card, you're not going to find one, though the credit companies will love to tell you that they have one available for you; nearly every time I go to BoA to deposit a check the tellers hassle me about some new low-interest credit card that I've been "pre-approved" for. Don't fall for those traps. :)

[comhcinc]

Take this advice, because it'll save you a lot of grief in the long run: do not spend what you do not have. If you don't have the $1,200 right now, wait until you do. Getting into debt is a very bad thing, especially at our age when we have little to no credit history.

that is really bad advice. one day you are going to want a house or a car or a ring for a wife to be and you are NOT going to have the money to do it. credit will be the only way to go. if you never go into debt, you will never have any credit. buy a computer for about 30 a month is smart. that's about a dollar a day. anyone should be able to afford that. it would only be dumb if you can't afford it.

[skyz]

Ok, this is driving me CRAZZZZZZYYY!!!!

I found the one I want and it comes to about 1,200 at $30 a month.

$30 a month for how many months ?

you could work and save part of the money - credit is about 20% now for those without good solid credit history and income

debt is a habit that can keep you impoverished for life

[comhcinc]

that is some more bad advice. if the only debt you have is 30 bucks a month and it will build your credit why wouldn't you go for it? going into debt for alot of stuff at once is unwise. being credit slowly by buying something you need is smart

[masherscf]

that is some more bad advice. if the only debt you have is 30 bucks a month and it will build your credit why wouldn't you go for it? going into debt for alot of stuff at once is unwise. being credit slowly by buying something you need is smart

Yes, as long as you don't use the credit to live beyond your means and don't become a revolver, the use of credit can be beneficial.

[njshadow]

you ARE a little kid. if you were an adult, you would do what you want to do and not care what your father thinks.

Dude, don't be a dork. That's called being reckless and not stopping to think. Obviously planning something is not one of your strong points....

[njshadow]

Yes, as long as you don't use the credit to live beyond your means and don't become a revolver, the use of credit can be beneficial.

Yeah, I'm just having an IMPOSSIBLE time trying to find the right one or a solution to this problem....

[comhcinc]

Dude, don't be a dork. That's called being reckless and not stopping to think. Obviously planning something is not one of your strong points....

no it's called growing up. if you don't want to be called a child then quit acting like one. if you can't plan out a 1500 buck purchase how do you plan on living on your own?

let me guess, you are 19 and still live with your parents? do you have any bills? do you have a job? why is this a problem? quit being afraid and grow up.

oh and a little back story. when i was your age, i had been living on my own for over a year. i had a good job, nice stuff, and got drunk every night, (and plenty of mornings). never missed a bill and always had a little money in my pocket.

you just need to grow a pair, kid.

[njshadow]

no it's called growing up. if you don't want to be called a child then quit acting like one. if you can't plan out a 1500 buck purchase how do you plan on living on your own?

let me guess, you are 19 and still live with your parents? do you have any bills? do you have a job? why is this a problem? quit being afraid and grow up.

oh and a little back story. when i was your age, i had been living on my own for over a year. i had a good job, nice stuff, and got drunk every night, (and plenty of mornings). never missed a bill and always had a little money in my pocket.

you just need to grow a pair, kid.

Sorry pal, but I most likely have waaaaaay more on my plate plate than you could have ever had at that age. Most of which I won't get into but yeah pal, I do have bills, car insurance, cell, gas (heavy college commute), etc. If I were to even come close to telling you the situation I was in your point of view would be MUCH different. Sounds like your priorities were outta whack back then. My condolences. SO, if anyone would like to get back on topic your welcome to do so. Anyway, I think I've got most of the info I need. Thanks guys.

[comhcinc]

Sorry pal, but I most likely have waaaaaay more on my plate than you could have ever had at that age. Most of which I won't get into but yeah pal, I do have bills, car insurance, cell, gas (heavy college commute), etc. If I were to even come close to telling you the situation I was in your point of view would be MUCH different. Sounds like your priorities were outta whack back then. My condolences. SO, if anyone would like to get back on topic your welcome to do so. Anyway, I think I've got most of the info I need. Thanks guys.

bills? lets compare shall we.
my bills at 19 plus cost (as best as i can remember)
rent 450.00 a month
car 300.00 a month
car insurance 150.00 a month
cell phone 50.00 a month
land line phone 50.00 a month
cable 50.00 a month
internet 20.00 a month
gas 120.00 a month
food (at home) 120.00 a month
food (eating out) 200.00 a month
booze 250.00 a month
utilies 150.00 month
that adds up to just under 2000 a month
so yeah what every.

like i said ( and really i am trying to help you) you live at home and your parents have been coddying you all your life. dude, stand up, be a man, trust me, you'll enjoy life more.

[skyz]

that is some more bad advice. if the only debt you have is 30 bucks a month and it will build your credit why wouldn't you go for it? going into debt for alot of stuff at once is unwise. being credit slowly by buying something you need is smart

i don't have any debt

i already established credit but i paid it off

i do have a savings account for which i receive interest

i intend to be wealthy so i can live a tranquil life

soon i will start buying stocks

i will start with emi group which holds the beatles masters which should be released digitally soon

and of course because i am 'so superior' to quote you :D i never had to take out any college loans

i woud still like to know how many months in other words what is the actual cost of this computer

not all nineteen year olds are irresponsible slackers who feel pride in getting drunk every night

the napster guy was a multimillionaire by 19

was in deep legal trouble and turned it to his advantage

[comhcinc]

i don't have any debt

i already established credit but i paid it off

right, and young squire here needs to established credit as well


and of course because i am 'so superior' to quote you :D i never had to take out any college loans

me either good ol' uncle sam is paying for mine.

not all nineteen year olds are irresponsible slackers who feel pride in getting drunk every night
neither was i. i was a responsible 19 year old slacker who got drunk every night ( and some mornings). there is no pride involve in it. it just is what it is.

my point is that sonic here is old enough to start taking responsiblity for his life and shouldn't be so worry about what his father thinks. or you or me for that matter.

[kickarse]

bills? lets compare shall we.
my bills at 19 plus cost (as best as i can remember)
..
food (at home) 120.00 a month
food (eating out) 200.00 a month
booze 250.00 a month
...


I like your priorities... lol.

Anyways, in perspective...

Car Insurance (2) - $300
Gasoline - $120
Food (for the home) - $350
Rent - $750
Utilities - $150
Cable, Internet, Phone - $100
Car Payment - $130
Credit Card payment - $80
Student Loan - $40

There's a difference between needs and wants.
---------------------------------------------

So lets try something differently, constructive criticism.

Its a fine line between getting credit and going into debt. You want to have a card payment thats easy on your wallet and pay it on time. NEVER be late, it will screw everything up. You don't want a card payment that you'll struggle with. So buy something small and pay it off, and keep doing that for a while. Let's say you buy your groceries or gas for the month on a card, your paying for those things anyways out of pocket. So just save it to the end of the month and pay the card. It's these small things that work.

[tokenuser]

Without holding a credit account of some form, you can't establish a credit rating. Living completly debt free means that when it does come time to get a loan for a car or a house, you are screwed because you have no payment history.

Even an instore credit card will help you out - just make sure you pay it on time (set up auto payments).

Until you have a credit history, you wont qualify for zero percent offers. Suggest looking at American Express Student card - provided your pay it off each month, interest rate is cheap enough.

Apart from that, a $30/month credit with HP financing will have the same effect as having a credit card.

BTW - I have a wallet filled with credit cards. If needed I could go out and buy a car ... not a clunker, a nice one ... but they remain pretty much untouched with only occassional purchases (except Discover for household stuff, and Amex for business). My only major debt each month is a mortgage payment - and I only have 6 more years of those. My FICO score is high 600s due to some earlier problems with a credit agency (assholes) that changed the autopay, but didn't inform me .. so my payments weren't being accepted. Check everything twice.

Everyone else - put away the ePenis' ... not everyone live in the same situation. Wanna hear my full list of monthly debt when I was 19? Didn't think so.